What PayPal data does Well pull into Ramp?

PayPal streams completed payments, refunds, disputes, holds, and currency-conversion events to Well over its MCP server. After Well resolves the counterparty and assigns a confidence score, the matched record posts to Ramp as draft bills via email-in at the @ap.ramp.com address, with invoice number, vendor, payment details, and line items pre-filled by Ramp's OCR, with the PayPal event ID preserved on the entry for audit.

How often does PayPal data sync to Ramp?

PayPal pushes events to Well over its MCP server, so most records land within seconds of the underlying action. Each event is matched immediately and reaches Ramp within a confidence window: above 85% it posts, 55-85% queues for review, below 55% is refused.

How does Well match PayPal records to entries in Ramp?

Well scores every candidate match between PayPal records and existing Ramp entries on counterparty name, amount, date proximity, currency, and reference. Above 85% the record links to the historical entry and Ramp updates; between 55% and 85% the candidates are queued for sign-off; below 55% the record stays open with the candidate list available.

What happens to historical PayPal data when I first connect to Ramp?

PayPal exposes the last full year through its API on a connected account. The window Well actually pulls is configurable from the integration settings page; each record is matched against your existing Ramp ledger, and re-running the backfill is safe because Well tracks the PayPal record IDs and updates existing Ramp entries instead of duplicating them.

Does Well handle multi-currency records between PayPal and Ramp?

PayPal carries the original transaction currency on every record, but Ramp ledgers in a single base; Well preserves the source currency, attaches the FX rate at the timestamp of the event, and the converted figure and the source amount both travel on the document Well forwards to Ramp, so both sides of the trade are visible when you post.

How does Well authenticate with PayPal and Ramp?

PayPal's MCP server handles authorisation directly; Well receives an access token through Dynamic Client Registration and never sees raw user credentials. For the delivery side, Well forwards the reconciled document to your Ramp email-in address once it clears the matching threshold; Ramp creates the draft record from it and you confirm and post it. Well holds no write credential to Ramp. Tokens are encrypted in transit under TLS 1.3. Anything Well holds between PayPal and Ramp is encrypted at rest and handled in line with GDPR.

PayPal to Ramp

Available

Native · PayPal

Native · Ramp

Bring PayPal invoices into Ramp

PayPal settlements arrive in Ramp with the underlying charge breakdown preserved, so the bank reconciliation sees gross revenue and processor fees as separate lines.

Connect both toolsView all integrations

PayPal

Source

The PayPal integration connects your payment account to Well via MCP, importing transactions, fees, settlements, and refund data.

Ramp

Target

The Ramp integration connects your corporate card and expense management platform to Well.

Why this pair

Invoices and payments run through PayPal, but the documents behind Ramp spend still have to be matched by hand.

Well reads the invoices and transactions from PayPal along with the companies behind them, and your existing records from Ramp, then forwards each document to your Ramp email-in address. The document arrives with the counterparty resolved and checked against Ramp spend, so a receipt lands against the charge it belongs to rather than as a fresh unknown.

What Well does between PayPal and Ramp

One-way: PayPal into Well into Ramp
Sync mode: Real-time MCP push
Events arrive in seconds

Trigger from PayPal

9 events · pick one

Well engine·recipe·When a PayPal payment is captured

Source

from payment · live webhook

Quantica Energy

via PayPal

Payment

When a PayPal payment is captured

ch_1q5nk · 22 Apr 2026€1,284.00

Extract

6 fields read from PayPal

6 fields read

CustomerQuantica Energy
Charge date22 Apr 2026
Charge amount€1,284.00
CurrencyEUR
Processing fee€37.24

Enrich

against your historical record graph

4 fields added

Customer recordQuantica Energy
Domainquantica.energy
Tax idES45612378900
Sales journalVE · 2026

Confidence97%

<55% refused55–85% review≥85% auto-posts

Post

reconcile as draft bills

Create a draft bill in Ramp Bill Pay

auto-posted

posted

TypeBill
VendorQuantica Energy
Amount€1,284.00
LedgerVE · 2026
Source docattached
Confidence97%

audit linkto Ramp

Action in Ramp

1 compatible with this trigger

Create a draft bill in Ramp Bill Pay

Workflows PayPal and Ramp unlock together.

01Featured

Bring a PayPal invoice in

Well reads an invoice from PayPal and forwards it to your Ramp email-in address, so the document is filed without anyone re-keying it.

Match against records Well reads from Ramp

Well reads your companies and transactions from Ramp and checks each PayPal document against them, so a receipt lands against the spend it belongs to.

Keep the PayPal reference attached

The PayPal transaction reference travels with the document forwarded to Ramp, so each entry traces back to the payment it came from.

Catch a duplicate early

Well checks a PayPal invoice against what it has forwarded and what Ramp holds, so the same document is not filed twice.

16 signals and actions across PayPal and Ramp

When a PayPal payment is refunded
Pulls from PayPal transaction events. Detects refunds against captured payments and links back to the order.
Trigger·Transaction
When a PayPal payment is captured
Pulls from PayPal transaction events. Captures completed PayPal payments with buyer, amount, and order id.
Trigger·Transaction
When a PayPal subscription renews
Pulls from PayPal transaction events. Detects recurring billing cycles and matches the new charge to the contract.
Trigger·Invoice
When a new buyer's first PayPal capture is recorded
Pulls from PayPal transaction events. Recognises a first-time buyer from the capture and prepares a customer record.
Trigger·Company
When a PayPal checkout completes
Pulls from PayPal transaction events. Picks up the moment a buyer finishes checkout, before the bank settlement.
Trigger·Transaction
When a PayPal payout settles
Pulls from PayPal transaction events. Tracks settlement batches with the covered captures and processing fees.
Trigger·Transaction
When a PayPal capture is recorded with its merchant fee
Pulls from PayPal transaction events. Pulls the merchant fee out of the capture so net revenue is correct.
Trigger·Transaction
When a PayPal payment is held pending review
Pulls from PayPal transaction events. Detects pending captures and waits for the resolution before posting.
Trigger·Transaction
When a PayPal capture includes a currency conversion
Pulls from PayPal transaction events. Pulls the FX rate and conversion fee from the capture.
Trigger·Transaction

Reference

Field mapping for PayPal → Ramp

4 fields across 1 record type, open to see the full table.

Transaction fields

4 fields flow from PayPal into Ramp.

PayPal field	Label		Ramp field	Label
capture.amount.currency_code	Currency	→	transaction.currency_code	Currency
capture.create_time	Capture date	→	transaction.user_transaction_time	Transaction time
capture.id	Capture id	→	transaction.id	Ramp transaction id
capture.seller_receivable.fee	PayPal fee	→	transaction.amount	Transaction amount

Connect PayPal and Ramp in three steps.

1
Connect PayPal
Click Connect with PayPal; the PayPal MCP server registers a Well client automatically. PayPal's MCP server registers a read-scoped Well client through DCR; no credential paste, no shared secret.
- AuthOAuth 2.0
2
Map your accounts
Well discovers PayPal's completed payments, refunds, disputes, holds, and currency-conversion events and the the Ramp Bill Pay drafts queue awaiting approval. Payouts are anchored to the matching bank deposit with the fee split into its own ledger line, so reconciliation shows gross revenue and processor fees separately.
- Auto-post above85% confidence
- Overridemanual anytime
3
Connect Ramp
Click Connect with Ramp; the Ramp MCP server registers a Well client automatically. Ramp's MCP server registers a write-scoped Well client through DCR; no credential paste, no shared secret.
- AuthOAuth 2.0
- First sync~30 min

50 agent skills run on PayPal and Ramp.

Each one answers a question from the data this pair brings in. The required ones return nothing until a source like it is connected.

Needs a source like these

Runway

Know how many months of cash you have at your current burn, with both sides of the division shown.

Runway Stress Test

See how long your cash lasts if a customer pays late, leaves, or you hire.

Cash position

Know how much cash you hold right now, with the accounts counted and the ones left out both stated.

Cost structure

See a company's or household's spend by category, supplier and trend; not for savings: use Subscription spend.

Money leak finder

Find the double charges and price rises in your bank debits, each with the dates and amounts your bank shows.

Chase late invoices

Get a prioritized list of who to chase for payment, with their contact info and a message already drafted.

Secure Payroll

Know if payroll is safe, and which vendor bills to push if it is not.

Rank clients by LTV

Rank your most valuable customers by lifetime value, over a year you name or their whole life.

Customer Dependency

See how much of your revenue rides on a few customers, and what a late or lost one does to your cash.

Company profile

Everything you know about one company, in one view.

Payment and invoice lookup

Find what payment settled an invoice, or catch every payment that never got one.

Missing receipts

Find the bills with no paperwork attached, before an auditor does.

Invoice Compliance

Know which invoices are missing a legal line before your customer or the tax office does.

Burn rate

Know what you spend in an average month over a window you can see, with the months that carried no spend counted.

Recurring revenue

See the monthly run-rate of live subscriptions, or an invoice average when no typed subscriptions are present.

Cash forecast

See the settled month-end cash series and where the line goes from the last complete month.

Cash flow bridge

See how the month moved from opening cash to closing cash, with whatever does not reconcile named as its own step.

Missing supplier invoices

See which suppliers owe you paperwork, in each of your files, for a month, a quarter or this week.

Assign missing invoices

Put a name on every settled expense that still has no invoice.

Missing invoice sweep

Walk the whole month-end sweep in one prompt.

Close the books

Drive the month-end close from open to sent to your accounting tool.

Accounting review

Work through your open accounting items by category.

Categorize your suppliers

Close the category gaps behind your spend before you close a month.

Board pack

The board numbers in one pass, each with its scope and its window stated.

Optimize Supplier Prices

See what you paid a supplier, how its price moved, and get the negotiation email drafted.

Subscription spend

See what each scheduled supplier costs a month and a year, how it moved, and where your workspaces can save.

Subscription actions

Act on a subscription you name or pick by number from a list: cancel, renegotiate or contest a double debit.

Personal spending

See what you spent on one category, such as groceries, this month and how that compares to a usual month.

Unposted and blocked

See what in a month has not reached the ledger, and which pile each item sits in.

Check bank and books

Compare your bank with your books, list the gaps, and re-run what missed rows.

Answers better with these connected

Receivables aging

See which customers still owe you money: the unpaid and overdue invoices, how late each is, and the total.

Bills due

See what you owe and when, ordered by due date with a running total.

FX exposure

See how much of your cash and receivables sit outside your reporting currency.

Invoice fetching agents

See exactly which agents would run, before any of them does.

Convert currencies

Turn mixed currencies into one number you can actually audit.

Payables aging

See what you owe your suppliers, and how long each bill has been past due.

Compose a board

The measures you name, arranged on one board that stores the question rather than the answer.

Revenue by customer

See how much each customer billed in a period, ranked by revenue, with the part you could not place named.

Supplier spend register

See what each supplier invoiced you over a year, ranked, with unplaced invoices counted.

Call and claim

Claim a refund or a compensation with the evidence in hand, and know what to say when you call.

VAT radar

See the VAT position your data suggests for a quarter, and which invoices to fix first.

Money back

Find money owed back to you: refunds, credit notes, VAT credits, double debits, then unpaid customer invoices.

Employer cost

Read a month of payslips, or each of several months, and state, per person, gross pay plus the employee deductions and the employer charges the payslip printed, then list the payroll related bills paid from the bank that no payslip carries.

Check contractor status

For each supplier that looks like a freelancer, read the purchase invoices, the payment rail and any contract Well holds, and state the facts a requalification question turns on, next to the papers your country expects you to keep.

Uses them when they are there

Invoice design

Pick how an invoice prints, from the designs and records you already have.

Import a statement

Drop a statement you already have, and get its transactions as records.

Connects and checks them

Check your connections

See what is connected, what is syncing, and what is missing.

Build your context graph

Connect your AI apps and your tools, then see your business as one context graph.

Connect your bank

Get the bank feed in, and confirm it is really live.

Tax id chase

The companies you deal with that carry no tax identifier, listed before year end.

Browse all skills

How PayPal and Ramp stay secure with Well

Well connects to PayPal through its MCP server, which issues short-lived access tokens via Dynamic Client Registration. Well never holds a long-lived PayPal secret; the server refreshes its own tokens on each session. Anything Well holds between PayPal and Ramp is encrypted at rest and handled in line with GDPR.

MCP server authEncrypted at restGDPR compliant

Scopes Well requestsmcp.paypal.com/mcp

Read PayPal records
Scoped to completed payments, refunds, disputes, holds, and related records. No access to anything else in your PayPal account.
granted
Deliver documents to your Ramp inbox
Well forwards the extracted document to your Ramp email-in address; Ramp reads draft bills via email-in at the @ap.ramp.com address, with invoice number, vendor, payment details, and related records from it and you review and post. No write credential to Ramp is requested.
granted
Modify or delete PayPal records
Not granted. PayPal is read-only on Well's side; the source of truth never moves.
refused
Read other workspaces' data
Not granted. A session resolves only to the workspaces your account belongs to, and Well checks that membership before it returns any record.
refused

Disconnect any time from Well settings or PayPal’s admin panel.

Frequently asked questions about PayPal and Ramp on Well

01What PayPal data does Well pull into Ramp?: PayPal streams completed payments, refunds, disputes, holds, and currency-conversion events to Well over its MCP server. After Well resolves the counterparty and assigns a confidence score, the matched record posts to Ramp as draft bills via email-in at the @ap.ramp.com address, with invoice number, vendor, payment details, and line items pre-filled by Ramp's OCR, with the PayPal event ID preserved on the entry for audit.
02How often does PayPal data sync to Ramp?: PayPal pushes events to Well over its MCP server, so most records land within seconds of the underlying action. Each event is matched immediately and reaches Ramp within a confidence window: above 85% it posts, 55-85% queues for review, below 55% is refused.
03How does Well match PayPal records to entries in Ramp?: Well scores every candidate match between PayPal records and existing Ramp entries on counterparty name, amount, date proximity, currency, and reference. Above 85% the record links to the historical entry and Ramp updates; between 55% and 85% the candidates are queued for sign-off; below 55% the record stays open with the candidate list available.
04What happens to historical PayPal data when I first connect to Ramp?: PayPal exposes the last full year through its API on a connected account. The window Well actually pulls is configurable from the integration settings page; each record is matched against your existing Ramp ledger, and re-running the backfill is safe because Well tracks the PayPal record IDs and updates existing Ramp entries instead of duplicating them.
05Does Well handle multi-currency records between PayPal and Ramp?: PayPal carries the original transaction currency on every record, but Ramp ledgers in a single base; Well preserves the source currency, attaches the FX rate at the timestamp of the event, and the converted figure and the source amount both travel on the document Well forwards to Ramp, so both sides of the trade are visible when you post.
06How does Well authenticate with PayPal and Ramp?: PayPal's MCP server handles authorisation directly; Well receives an access token through Dynamic Client Registration and never sees raw user credentials. For the delivery side, Well forwards the reconciled document to your Ramp email-in address once it clears the matching threshold; Ramp creates the draft record from it and you confirm and post it. Well holds no write credential to Ramp. Tokens are encrypted in transit under TLS 1.3. Anything Well holds between PayPal and Ramp is encrypted at rest and handled in line with GDPR.

Connect PayPal and Ramp

Link both tools to Well so PayPal invoices reach Ramp already matched to spend.

Try Well free

Read-only scopes on PayPal
AES-256 at rest, TLS 1.3 in transit
GDPR compliant
Revocable Ramp access in one click

Other ways to connect PayPal or Ramp through Well.

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