What PayPal data does Well pull into Qonto?

PayPal streams completed payments, refunds, disputes, holds, and currency-conversion events to Well over its MCP server. After Well resolves the counterparty and assigns a confidence score, the matched record posts to Qonto as supplier invoice PDFs pushed via OAuth to /v2/supplier_invoices, with the PayPal event ID preserved on the entry for audit.

How does Well match PayPal records to entries in Qonto?

Well scores every candidate match between PayPal records and existing Qonto entries on counterparty name, amount, date proximity, currency, and reference. Above 85% the record links to the historical entry and Qonto updates; between 55% and 85% the candidates are queued for sign-off; below 55% the record stays open with the candidate list available.

Does Well handle multi-currency records between PayPal and Qonto?

PayPal carries the original transaction currency on every record and Qonto natively ledgers in multiple currencies. Well preserves the original amount, applies your Qonto chart-of-accounts conversion rules at posting time, and Well writes both the source and converted amounts onto the record it posts to Qonto, so the entry keeps both sides of the trade.

Can I customise which PayPal fields are sent to Qonto?

From the integration settings page you can override the default mapping field-by-field between PayPal and Qonto, ignore fields you do not want synced, or attach computed values from your connected data (tax tag, GL code, project). Custom mappings are versioned and take effect from the next reconciled record forward, so records you have already finished in Qonto keep the mapping they were created with.

What happens if a PayPal record fails to post to Qonto?

When a record fails to post to Qonto (validation rule, missing field, transient 5xx), Well retries automatically with backoff. Auth failures short-circuit the retry loop and notify the workspace owner; schema rejections are kept on the integration status page with a one-click retry-after-fix action pointing back at the original PayPal record. Nothing silently drops.

How does Well authenticate with PayPal and Qonto?

PayPal's MCP server handles authorisation directly; Well receives an access token through Dynamic Client Registration and never sees raw user credentials. For the delivery side, once a record clears the matching threshold Well posts it directly to Qonto over the connected API; the credential is held per-workspace and never exchanged across tenants. Tokens are encrypted in transit under TLS 1.3. Anything Well holds between PayPal and Qonto is encrypted at rest and handled in line with GDPR.

PayPal to Qonto

Available

Native · PayPal

Native · Qonto

Connect PayPal to Qonto with Well

When the PayPal payout hits Qonto, Well already knows which charges it covers; the deposit lands with the gross-net-fee split pre-computed and the FX captured at settlement.

Connect both toolsView all integrations

PayPal

Source

The PayPal integration connects your payment account to Well via MCP, importing transactions, fees, settlements, and refund data.

Qonto

Target

The Qonto connection is Qonto's MCP server, approved over Dynamic Client Registration, and it carries offline_access, organization.

Why this pair

PayPal pays into Qonto on a rolling schedule, and the Qonto inbound transfer carries no breakdown of the underlying transactions.

Connecting PayPal to Qonto through Well splits each Qonto deposit into the matching PayPal payments, refunds, fees, and currency adjustments, then the supplier invoice PDF is uploaded to Qonto's supplier-invoices section so the settlement is backed by a linked document.

What Well does between PayPal and Qonto

One-way: PayPal into Well into Qonto
Sync mode: Real-time MCP push
Events arrive in seconds

Trigger from PayPal

11 events · pick one

Well engine·recipe·When a PayPal payment is captured

Source

from payment · live webhook

Northpoint Logistics

via PayPal

Payment

When a PayPal payment is captured

ch_1q5nk · 22 Apr 2026€1,284.00

Extract

6 fields read from PayPal

6 fields read

CustomerNorthpoint Logistics
Charge date22 Apr 2026
Charge amount€1,284.00
CurrencyEUR
Processing fee€37.24

Enrich

against your historical record graph

4 fields added

Customer recordNorthpoint Logistics
Domainnorthpoint.io
Tax idNL876543219B01
Sales journalVE · 2026

Confidence97%

<55% refused55–85% review≥85% auto-posts

Post

reconcile as supplier invoices

Push a supplier invoice PDF to Qonto

auto-posted

posted

TypeSupplier invoice
VendorNorthpoint Logistics
Amount€1,284.00
LedgerVE · 2026
Source docattached
Confidence97%

audit linkto Qonto

Action in Qonto

1 compatible with this trigger

Push a supplier invoice PDF to Qonto

Workflows PayPal and Qonto unlock together.

01Featured

Write a PayPal invoice to Qonto

Well reads an invoice from PayPal and writes it to Qonto as a supplier invoice, so it is recorded without anyone re-keying it.

Resolve the counterparty

Well reads the company behind a PayPal invoice and attaches the resolved company to the supplier invoice written to Qonto, so the party is verified.

Check against invoices Well reads from Qonto

Well reads your existing supplier invoices from Qonto and checks each PayPal invoice against them before writing, so a supplier invoice is not recorded twice.

Write supplier invoices, nothing else

The only thing Well writes into Qonto is a supplier invoice. It cannot move money, touch a card, or start a transfer.

13 signals and actions across PayPal and Qonto

When a PayPal-issued invoice is paid
Pulls from PayPal transaction events. Captures invoices issued through PayPal with line items and tax. Pushed to Qonto's supplier-invoices via the /v2/supplier_invoices/bulk endpoint over OAuth.
Trigger·Invoice
When a PayPal chargeback is filed
Pulls from PayPal transaction events. Flags the contested transaction and preserves the dispute trail. Pushed to Qonto's supplier-invoices via the /v2/supplier_invoices/bulk endpoint over OAuth.
Trigger·Transaction
When a PayPal capture is recorded with its merchant fee
Pulls from PayPal transaction events. Pulls the merchant fee out of the capture so net revenue is correct. Pushed to Qonto's supplier-invoices via the /v2/supplier_invoices/bulk endpoint over OAuth.
Trigger·Transaction
When a PayPal payment is held pending review
Pulls from PayPal transaction events. Detects pending captures and waits for the resolution before posting. Pushed to Qonto's supplier-invoices via the /v2/supplier_invoices/bulk endpoint over OAuth.
Trigger·Transaction
When a PayPal subscription renews
Pulls from PayPal transaction events. Detects recurring billing cycles and matches the new charge to the contract. Pushed to Qonto's supplier-invoices via the /v2/supplier_invoices/bulk endpoint over OAuth.
Trigger·Invoice
When a PayPal capture is denied
Pulls from PayPal transaction events. Surfaces denied captures with the denial reason for follow-up. Pushed to Qonto's supplier-invoices via the /v2/supplier_invoices/bulk endpoint over OAuth.
Trigger·Transaction
When a PayPal capture includes a currency conversion
Pulls from PayPal transaction events. Pulls the FX rate and conversion fee from the capture. Pushed to Qonto's supplier-invoices via the /v2/supplier_invoices/bulk endpoint over OAuth.
Trigger·Transaction
When a PayPal payout settles
Pulls from PayPal transaction events. Tracks settlement batches with the covered captures and processing fees. Pushed to Qonto's supplier-invoices via the /v2/supplier_invoices/bulk endpoint over OAuth.
Trigger·Transaction
When a PayPal checkout completes
Pulls from PayPal transaction events. Picks up the moment a buyer finishes checkout, before the bank settlement. Pushed to Qonto's supplier-invoices via the /v2/supplier_invoices/bulk endpoint over OAuth.
Trigger·Transaction

Reference

Field mapping for PayPal → Qonto

7 fields across 2 record types, open to see the full table.

Transaction fields

4 fields flow from PayPal into Qonto.

PayPal field	Label		Qonto field	Label
capture.amount.currency_code	Currency	→	currency	Currency
capture.create_time	Capture date	→	emitted_at	Booking date
capture.id	Capture id	→	transaction_id	Transaction id
capture.seller_receivable.fee	PayPal fee	→	amount	Amount

Invoice fields

3 fields flow from PayPal into Qonto.

PayPal field	Label		Qonto field	Label
invoice.detail.invoice_number	Invoice number	→	invoice_number	Invoice number
invoice.detail.invoice_date	Issue date	→	issue_date	Issue date
invoice.amount.currency_code	Currency	→	currency	Currency

Connect PayPal and Qonto in three steps.

1
Connect PayPal
Click Connect with PayPal; the PayPal MCP server registers a Well client automatically. PayPal's MCP server registers a read-scoped Well client through DCR; no credential paste, no shared secret.
- AuthOAuth 2.0
2
Map your accounts
Well discovers PayPal's completed payments, refunds, disputes, holds, and currency-conversion events and the the Qonto supplier-invoices section. Payouts are anchored to the matching bank deposit with the fee split into its own ledger line, so reconciliation shows gross revenue and processor fees separately.
- Auto-post above85% confidence
- Overridemanual anytime
3
Connect Qonto
Click Connect with Qonto; Well's OAuth proxy handles Qonto authorisation through Dynamic Client Registration. Qonto's MCP server registers a write-scoped Well client through DCR; no credential paste, no shared secret.
- AuthOAuth 2.0
- First sync~30 min

54 agent skills run on PayPal and Qonto.

Each one answers a question from the data this pair brings in. The required ones return nothing until a source like it is connected.

Needs a source like these

Runway

Know how many months of cash you have at your current burn, with both sides of the division shown.

Runway Stress Test

See how long your cash lasts if a customer pays late, leaves, or you hire.

Cash position

Know how much cash you hold right now, with the accounts counted and the ones left out both stated.

Cost structure

See a company's or household's spend by category, supplier and trend; not for savings: use Subscription spend.

Money leak finder

Find the double charges and price rises in your bank debits, each with the dates and amounts your bank shows.

Chase late invoices

Get a prioritized list of who to chase for payment, with their contact info and a message already drafted.

Secure Payroll

Know if payroll is safe, and which vendor bills to push if it is not.

Rank clients by LTV

Rank your most valuable customers by lifetime value, over a year you name or their whole life.

Customer Dependency

See how much of your revenue rides on a few customers, and what a late or lost one does to your cash.

Company profile

Everything you know about one company, in one view.

Payment and invoice lookup

Find what payment settled an invoice, or catch every payment that never got one.

Missing receipts

Find the bills with no paperwork attached, before an auditor does.

Invoice Compliance

Know which invoices are missing a legal line before your customer or the tax office does.

Burn rate

Know what you spend in an average month over a window you can see, with the months that carried no spend counted.

Recurring revenue

See the monthly run-rate of live subscriptions, or an invoice average when no typed subscriptions are present.

Cash forecast

See the settled month-end cash series and where the line goes from the last complete month.

Cash flow bridge

See how the month moved from opening cash to closing cash, with whatever does not reconcile named as its own step.

Missing supplier invoices

See which suppliers owe you paperwork, in each of your files, for a month, a quarter or this week.

Assign missing invoices

Put a name on every settled expense that still has no invoice.

Missing invoice sweep

Walk the whole month-end sweep in one prompt.

Close the books

Drive the month-end close from open to sent to your accounting tool.

Accounting review

Work through your open accounting items by category.

Categorize your suppliers

Close the category gaps behind your spend before you close a month.

Board pack

The board numbers in one pass, each with its scope and its window stated.

Optimize Supplier Prices

See what you paid a supplier, how its price moved, and get the negotiation email drafted.

Subscription spend

See what each scheduled supplier costs a month and a year, how it moved, and where your workspaces can save.

Subscription actions

Act on a subscription you name or pick by number from a list: cancel, renegotiate or contest a double debit.

Personal spending

See what you spent on one category, such as groceries, this month and how that compares to a usual month.

Prefill Form 1120

Get page 1 of your 1120 back as a PDF with your own book figures already in the boxes, and a list of every box left for your preparer.

Prefill Form 1099-NEC

Get one 1099-NEC per contractor back as a PDF with your own posted figures already in box 1, and the list of payees you cannot file for yet.

Unposted and blocked

See what in a month has not reached the ledger, and which pile each item sits in.

Check bank and books

Compare your bank with your books, list the gaps, and re-run what missed rows.

VAT radar

See the VAT position your data suggests for a quarter, and which invoices to fix first.

Accounting reports

Read your profit and loss or balance sheet from QuickBooks, Xero or Pennylane.

Answers better with these connected

Receivables aging

See which customers still owe you money: the unpaid and overdue invoices, how late each is, and the total.

Bills due

See what you owe and when, ordered by due date with a running total.

FX exposure

See how much of your cash and receivables sit outside your reporting currency.

Invoice fetching agents

See exactly which agents would run, before any of them does.

Convert currencies

Turn mixed currencies into one number you can actually audit.

Payables aging

See what you owe your suppliers, and how long each bill has been past due.

Compose a board

The measures you name, arranged on one board that stores the question rather than the answer.

Revenue by customer

See how much each customer billed in a period, ranked by revenue, with the part you could not place named.

Supplier spend register

See what each supplier invoiced you over a year, ranked, with unplaced invoices counted.

Call and claim

Claim a refund or a compensation with the evidence in hand, and know what to say when you call.

Money back

Find money owed back to you: refunds, credit notes, VAT credits, double debits, then unpaid customer invoices.

Employer cost

Read a month of payslips, or each of several months, and state, per person, gross pay plus the employee deductions and the employer charges the payslip printed, then list the payroll related bills paid from the bank that no payslip carries.

Check contractor status

For each supplier that looks like a freelancer, read the purchase invoices, the payment rail and any contract Well holds, and state the facts a requalification question turns on, next to the papers your country expects you to keep.

Uses them when they are there

Invoice design

Pick how an invoice prints, from the designs and records you already have.

Chart of accounts

Read the accounts your workspace posts to, number by number.

Import a statement

Drop a statement you already have, and get its transactions as records.

Connects and checks them

Check your connections

See what is connected, what is syncing, and what is missing.

Build your context graph

Connect your AI apps and your tools, then see your business as one context graph.

Connect your bank

Get the bank feed in, and confirm it is really live.

Tax id chase

The companies you deal with that carry no tax identifier, listed before year end.

Browse all skills

How PayPal and Qonto stay secure with Well

Well connects to PayPal through its MCP server, which issues short-lived access tokens via Dynamic Client Registration. Well never holds a long-lived PayPal secret; the server refreshes its own tokens on each session. Anything Well holds between PayPal and Qonto is encrypted at rest and handled in line with GDPR.

MCP server authEncrypted at restGDPR compliant

Scopes Well requestsmcp.paypal.com/mcp

Read PayPal records
Scoped to completed payments, refunds, disputes, holds, and related records. No access to anything else in your PayPal account.
granted
Post approved records to Qonto
Over Qonto's API, scoped to supplier invoice PDFs pushed via OAuth to /v2/supplier_invoices you have approved (case-by-case or via a per-rule auto-post threshold).
granted
Modify or delete PayPal records
Not granted. PayPal is read-only on Well's side; the source of truth never moves.
refused
Read other workspaces' data
Not granted. A session resolves only to the workspaces your account belongs to, and Well checks that membership before it returns any record.
refused

Disconnect any time from Well settings or PayPal’s admin panel.

Frequently asked questions about PayPal and Qonto on Well

01What PayPal data does Well pull into Qonto?: PayPal streams completed payments, refunds, disputes, holds, and currency-conversion events to Well over its MCP server. After Well resolves the counterparty and assigns a confidence score, the matched record posts to Qonto as supplier invoice PDFs pushed via OAuth to /v2/supplier_invoices, with the PayPal event ID preserved on the entry for audit.
02How does Well match PayPal records to entries in Qonto?: Well scores every candidate match between PayPal records and existing Qonto entries on counterparty name, amount, date proximity, currency, and reference. Above 85% the record links to the historical entry and Qonto updates; between 55% and 85% the candidates are queued for sign-off; below 55% the record stays open with the candidate list available.
03Does Well handle multi-currency records between PayPal and Qonto?: PayPal carries the original transaction currency on every record and Qonto natively ledgers in multiple currencies. Well preserves the original amount, applies your Qonto chart-of-accounts conversion rules at posting time, and Well writes both the source and converted amounts onto the record it posts to Qonto, so the entry keeps both sides of the trade.
04Can I customise which PayPal fields are sent to Qonto?: From the integration settings page you can override the default mapping field-by-field between PayPal and Qonto, ignore fields you do not want synced, or attach computed values from your connected data (tax tag, GL code, project). Custom mappings are versioned and take effect from the next reconciled record forward, so records you have already finished in Qonto keep the mapping they were created with.
05What happens if a PayPal record fails to post to Qonto?: When a record fails to post to Qonto (validation rule, missing field, transient 5xx), Well retries automatically with backoff. Auth failures short-circuit the retry loop and notify the workspace owner; schema rejections are kept on the integration status page with a one-click retry-after-fix action pointing back at the original PayPal record. Nothing silently drops.
06How does Well authenticate with PayPal and Qonto?: PayPal's MCP server handles authorisation directly; Well receives an access token through Dynamic Client Registration and never sees raw user credentials. For the delivery side, once a record clears the matching threshold Well posts it directly to Qonto over the connected API; the credential is held per-workspace and never exchanged across tenants. Tokens are encrypted in transit under TLS 1.3. Anything Well holds between PayPal and Qonto is encrypted at rest and handled in line with GDPR.