What Razorpay data does Well pull into Melio?

Razorpay streams captured payments, refunds, settlements, disputes, subscription cycles, and paid invoices to Well over its MCP server. After Well resolves the counterparty and assigns a confidence score, the matched record posts to Melio as bills via email-in at @invoicesmelio.com, with vendor, amount, and due date populated by Smart Bill Capture, with the Razorpay event ID preserved on the entry for audit.

How often does Razorpay data sync to Melio?

Razorpay pushes events to Well over its MCP server, so most records land within seconds of the underlying action. Each event is matched immediately and reaches Melio within a confidence window: above 85% it posts, 55-85% queues for review, below 55% is refused.

How does Well match Razorpay records to entries in Melio?

Well scores every candidate match between Razorpay records and existing Melio entries on counterparty name, amount, date proximity, currency, and reference. Above 85% the record links to the historical entry and Melio updates; between 55% and 85% the candidates are queued for sign-off; below 55% the record stays open with the candidate list available.

Does Well handle multi-currency records between Razorpay and Melio?

Razorpay carries the original transaction currency on every record, but Melio ledgers in a single base; Well preserves the source currency, attaches the FX rate at the timestamp of the event, and the converted figure and the source amount both travel on the document Well forwards to Melio, so both sides of the trade are visible when you post.

Can I customise which Razorpay fields are sent to Melio?

The default mapping connects each Razorpay record to the Melio bill shape (vendor, amount, due date, approval policy). Settings let you override the vendor source, swap default approvers, attach a different document on the bill, or pull GL codes from your connected data. Mapping versions are immutable for already-paid bills so audit traces stay intact.

How does Well authenticate with Razorpay and Melio?

Razorpay's MCP server handles authorisation directly; Well receives an access token through Dynamic Client Registration and never sees raw user credentials. For the delivery side, Well forwards the reconciled document to your Melio email-in address once it clears the matching threshold; Melio creates the draft record from it and you confirm and post it. Well holds no write credential to Melio. Tokens are encrypted at rest and in transit under TLS 1.3. Razorpay and Melio together cover multiple regions; Well's storage region is configured per workspace.

Razorpay to Melio

AvailableNative · RazorpayNative · Melio

Connect Razorpay to Melio with Well

Stop chasing reimbursements: Razorpay outbound payments arrive in Melio pre-matched to the originating context inside Well, with the source receipt attached on every bill.

Connect both toolsView all integrations

Razorpay

Source

The Razorpay integration imports payment data from India's leading payment gateway into Well.

Melio

Target

The Melio connection delivers extracted bills into Melio through its Pay Bills email address.

Why this pair

Razorpay collects revenue from Indian customers in INR; Melio pays vendors in USD on US banking rails.

The currency translation and timing rarely match. Connecting Razorpay to Melio through Well stamps each Melio scheduled payment with the Razorpay-side settlement reference and the FX rate of the booking date, so cross-border treasury flow is auditable across both sides. Razorpay's MCP server pushes settlement events to Well; Melio's Smart Bill Capture creates the bill from the forwarded PDF with the FX reference attached; your team confirms before scheduling the payment.

What Well does between Razorpay and Melio

One-way: Razorpay into Well into Melio
Sync mode: Real-time MCP push
Events arrive in seconds

Trigger from Razorpay

8 events · pick one

Well engine·recipe·When a Razorpay payment is captured

Source

from payment · live webhook

Verdant Foods

via Razorpay

Payment

When a Razorpay payment is captured

ch_1q5nk · 22 Apr 2026€1,284.00

Extract

6 fields read from Razorpay

6 fields read

CustomerVerdant Foods
Charge date22 Apr 2026
Charge amount€1,284.00
CurrencyEUR
Processing fee€37.24

Enrich

against your historical record graph

4 fields added

Customer recordVerdant Foods
Domainverdantfoods.eu
Tax idES98765432100
Sales journalVE · 2026

Confidence97%

<55% refused55–85% review≥85% auto-posts

Post

schedule as bills

Create a bill in your Melio inbox

auto-posted

posted

TypeBill
VendorVerdant Foods
Amount€1,284.00
LedgerVE · 2026
Source docattached
Confidence97%

audit linkto Melio

Action in Melio

1 compatible with this trigger

Create a bill in your Melio inbox

Bridge Razorpay payouts to Melio reimbursements.

01Featured

Bridge merchant payouts to vendor reimbursements

Razorpay payout batches are joined to the reimbursement records inside Well by date and total. The per-line breakdown becomes individual documents forwarded to Melio, so a payout that covers 30 reimbursements arrives as 30 entries you can confirm one by one, not one lump sum to chase down later.

Detect failed disbursements

A failed Razorpay disbursement triggers a flag inside Well: the linked vendor payment is marked needs reschedule, the Razorpay failure code is attached, and the workspace owner is notified with the candidate next-payment date based on your standard reschedule policy.

Tie chargebacks to the originating vendor bill

Chargebacks landing in Razorpay are traced back to the originating vendor bill inside Well by reference and amount. The chargeback context is forwarded to Melio on the affected document, so AP can decide whether to reschedule a corrected payment or write off the loss with the original Razorpay reason in hand.

Settle expense reimbursements weekly

Approved expense reimbursements are batched inside Well into a weekly Razorpay disbursement run, paid in a single ACH window, and matched on settlement. The per-claim audit trail stays intact inside Well and on the matched documents forwarded to Melio.

12 signals and actions across Razorpay and Melio

When a Razorpay refund is processed
Detects refunds against captured payments and links back to the order.
Trigger·Transaction
When a Razorpay dispute is created
Captures chargebacks with the contested payment and merchant response window.
Trigger·Transaction
When a Razorpay order is fully paid
Detects when an order is fully captured and links the underlying payments to the order reference.
Trigger·Transaction
When a Razorpay payment fails
Captures failed payment attempts with the error code so you can chase the customer or retry.
Trigger·Transaction
When a Razorpay invoice is paid
Pulls the paid invoice with its line items, customer, and applied tax.
Trigger·Invoice
When a Razorpay payout is processed
Detects payout batches as Razorpay processes them toward your bank.
Trigger·Transaction
When a Razorpay subscription cycle renews
Detects renewal cycles and links the new invoice to the recurring contract.
Trigger·Invoice
When a Razorpay payment is captured
Captures successful Razorpay payments with currency, fees, and order linkage.
Trigger·Transaction
Attach the bill PDF to the Melio record
The forwarded PDF is stored on the bill in your Melio inbox.
Action·Document

Reference

Field mapping for Razorpay → Melio

10 fields across 3 record types, open to see the full table.

Transaction fields

4 fields flow from Razorpay into Melio.

Razorpay field	Label		Melio field	Label
payment.amount	Captured amount	→	amount	Amount
payment.currency	Currency	→	currency	Currency
payment.created_at	Capture date	→	scheduled_for	Payment date
payment.id	Charge id	→	payment_id	Payment id

Invoice fields

3 fields flow from Razorpay into Melio.

Razorpay field	Label		Melio field	Label
invoice.number	Invoice number	→	bill_number	Bill number
invoice.currency	Currency	→	currency	Currency
invoice.customer_id	Customer	→	bill_id	Bill id

Company fields

3 fields flow from Razorpay into Melio.

Razorpay field	Label		Melio field	Label
customer.name	Customer name	→	vendor_name	Vendor name
customer.email	Email	→	email	Email
customer.id	Customer id	→	vendor_id	Vendor id

Connect Razorpay and Melio in three steps.

1
Connect Razorpay
Click Connect with Razorpay; Razorpay's MCP server handles authorisation. Razorpay's MCP server registers a read-scoped Well client through DCR; no credential paste, no shared secret.
- AuthOAuth 2.0
2
Map your accounts
Well discovers Razorpay's captured payments, refunds, settlements, disputes, subscription cycles, and paid invoices and the the Melio Bills Inbox awaiting payment scheduling. Each payout is paired to its scheduled vendor payment by date and total; failed transfers reverse the linked payment automatically so the schedule self-corrects.
- Auto-post above85% confidence
- Overridemanual anytime
3
Connect Melio
In Melio, open Settings > Integrations and generate an API token with payment-write scope. Paste the key into Well; Melio's discovery endpoints are reached over TLS 1.3 and the secret is never echoed in the UI.
- AuthConnect
- First sync~10 min

How Razorpay and Melio stay secure with Well

Well connects to Razorpay through its MCP server, which issues short-lived access tokens via Dynamic Client Registration. Well never holds a long-lived Razorpay secret; the server refreshes its own tokens on each session. Well's storage region is configured per workspace regardless of where Razorpay and Melio host theirs.

MCP server authStorage region per workspaceGDPR-aligned

Scopes Well requestsmcp.razorpay.com/mcp

Read Razorpay records
Scoped to captured payments, refunds, settlements, disputes, and related records. No access to anything else in your Razorpay account.
granted
Deliver documents to your Melio inbox
Well forwards the extracted document to your Melio email-in address; Melio reads bills via email-in at @invoicesmelio.com, with vendor, amount, and due date populated by Smart Bill Capture from it and you review and post. No write credential to Melio is requested.
granted
Modify or delete Razorpay records
Not granted. Razorpay is read-only on Well's side; the source of truth never moves.
refused
Read other workspaces' data
Encryption keys are per-workspace; another tenant's records are inaccessible by design.
refused

Disconnect any time from Well settings or Razorpay’s admin panel.

Frequently asked questions about Razorpay and Melio on Well

01What Razorpay data does Well pull into Melio?: Razorpay streams captured payments, refunds, settlements, disputes, subscription cycles, and paid invoices to Well over its MCP server. After Well resolves the counterparty and assigns a confidence score, the matched record posts to Melio as bills via email-in at @invoicesmelio.com, with vendor, amount, and due date populated by Smart Bill Capture, with the Razorpay event ID preserved on the entry for audit.
02How often does Razorpay data sync to Melio?: Razorpay pushes events to Well over its MCP server, so most records land within seconds of the underlying action. Each event is matched immediately and reaches Melio within a confidence window: above 85% it posts, 55-85% queues for review, below 55% is refused.
03How does Well match Razorpay records to entries in Melio?: Well scores every candidate match between Razorpay records and existing Melio entries on counterparty name, amount, date proximity, currency, and reference. Above 85% the record links to the historical entry and Melio updates; between 55% and 85% the candidates are queued for sign-off; below 55% the record stays open with the candidate list available.
04Does Well handle multi-currency records between Razorpay and Melio?: Razorpay carries the original transaction currency on every record, but Melio ledgers in a single base; Well preserves the source currency, attaches the FX rate at the timestamp of the event, and the converted figure and the source amount both travel on the document Well forwards to Melio, so both sides of the trade are visible when you post.
05Can I customise which Razorpay fields are sent to Melio?: The default mapping connects each Razorpay record to the Melio bill shape (vendor, amount, due date, approval policy). Settings let you override the vendor source, swap default approvers, attach a different document on the bill, or pull GL codes from your connected data. Mapping versions are immutable for already-paid bills so audit traces stay intact.
06How does Well authenticate with Razorpay and Melio?: Razorpay's MCP server handles authorisation directly; Well receives an access token through Dynamic Client Registration and never sees raw user credentials. For the delivery side, Well forwards the reconciled document to your Melio email-in address once it clears the matching threshold; Melio creates the draft record from it and you confirm and post it. Well holds no write credential to Melio. Tokens are encrypted at rest and in transit under TLS 1.3. Razorpay and Melio together cover multiple regions; Well's storage region is configured per workspace.