01Featured
Forward a supplier invoice with its PDF
Well reads the supplier invoice and its attachment from Qonto and forwards the document to Ramp's email-in address, so the original PDF lands with the invoice.
Available
Native · Qonto
Native · Ramp
Forward Qonto supplier invoices into Ramp
Mirror Qonto reconciliation rules onto Ramp for the second leg of every inter-account flow, with the FX gain or loss landing on its own ledger line.
About Qonto and Ramp
Qonto
Source
The Qonto connection is Qonto's MCP server, approved over Dynamic Client Registration, and it carries offline_access, organization.
Ramp
Target
The Ramp integration connects your corporate card and expense management platform to Well.
Why this pair
A supplier invoice in Qonto and the spend it corresponds to in Ramp often describe the same vendor, but nothing joins them until someone checks by hand.
Well reads the supplier invoices and attachments from Qonto and the spend already in Ramp, resolves the supplier behind each invoice, and forwards the document to your Ramp email-in address with the supplier matched. The invoice that lands carries a verified supplier and its PDF, so the vendor behind a charge is resolved rather than assumed.
What Well does between Qonto and Ramp
- One-way: Qonto into Well into Ramp
- Sync mode: Polling every 60 minutes
- Up to 24 syncs/day
Trigger from Qonto
3 events · pick one
Well engine·recipe·When a supplier invoice is uploaded to Qonto
Source
from upload · hourly poll
Linear Orbit Inc.
via Qonto
When a supplier invoice is uploaded to Qonto
INV-2026-04-100 · 22 Apr 2026€1,284.00
Extract
6 fields read from Qonto
6 fields read
- VendorLinear Orbit Inc.
- Invoice numberINV-2026-04-100
- Issue date22 Apr 2026
- Total€1,284.00
- Tax€256.80
Enrich
against your historical record graph
5 fields added
- Legal entityLinear Orbit Inc.
- Tax idEU826112334
- Domainlinear.app
- Ledger account6064 · SaaS
Confidence97%
<55% refused55–85% review≥85% auto-posts
Post
reconcile as draft bills
Create a draft bill in Ramp Bill Pay
auto-posted
- TypeBill
- VendorLinear Orbit Inc.
- Amount€1,284.00
- Ledger6064 · SaaS
- Source docattached
- Confidence97%
audit linkto Ramp
Action in Ramp
1 compatible with this trigger
Create a draft bill in Ramp Bill Pay
Cross-reconcile Qonto and Ramp statements.
02
Resolve the supplier against Ramp spend
Well matches the supplier on a Qonto invoice against the spend already in Ramp and carries the resolved company onto the forwarded document.
03
Collapse duplicate suppliers
Supplier names that resolve to one company are treated as the same business inside Well before the forward, so Ramp reads one consistent vendor.
04
Keep the source invoice attached
The Qonto supplier invoice Well read stays linked to the document sent to Ramp, so each vendor traces back to the invoice it came from.
9 signals and actions across Qonto and Ramp
When a supplier invoice is uploaded to Qonto
Pulls from the Qonto banking API. Detects supplier invoices uploaded into the Qonto invoicing inbox.
Trigger·InvoiceNew transaction posted to Qonto account
Pulls from the Qonto banking API. Well pulls transaction details directly from your Qonto account when a new entry is posted.
Trigger·TransactionBusiness account balance updated
Pulls from the Qonto banking API. Well monitors changes in your Qonto business accounts to keep balances synchronized.
Trigger·AccountNew bank account connected in Qonto
Pulls from the Qonto banking API. When a new business account appears on your Qonto organization, Well starts tracking its activity in your workspace.
Trigger·AccountWhen a Qonto supplier invoice is updated
Pulls from the Qonto banking API. Picks up any update to a Qonto supplier invoice the next time Well checks for updates.
Trigger·InvoiceCreate a draft bill in Ramp Bill Pay
Driven by Qonto bank transactions and supplier invoices. Well forwards the PDF to your company's @ap.ramp.com address; Ramp OCR creates a draft bill with invoice number, vendor, payment details, and line items pre-filled.
Action·InvoiceAttach the source document to the Ramp bill
Driven by Qonto bank transactions and supplier invoices. The forwarded PDF is stored on the Ramp draft bill as the source document.
Action·DocumentResolve a Ramp vendor from the bill
Driven by Qonto bank transactions and supplier invoices. Ramp's OCR resolves the vendor name from the document. You confirm or merge against an existing Ramp vendor.
Action·CompanyCreate a draft vendor credit in Ramp Bill Pay
Driven by Qonto bank transactions and supplier invoices. When the forwarded PDF is a vendor credit memo rather than an invoice, Ramp OCR creates a draft vendor credit (a separate record from the bill) with the vendor and credit amount pre-filled for your review.
Action·Invoice
ReferenceField mapping for Qonto → Ramp8 fields across 2 record types, open to see the full table.
Reference
Field mapping for Qonto → Ramp
8 fields across 2 record types, open to see the full table.
Transaction fields
5 fields flow from Qonto into Ramp.
| Qonto field | Label | Ramp field | Label | |
|---|---|---|---|---|
| transaction.amount | Amount | transaction.amount | Transaction amount | |
| transaction.currency | Currency | transaction.currency_code | Currency | |
| transaction.emitted_at | Booking date | transaction.user_transaction_time | Transaction time | |
| transaction.label | Description | transaction.merchant_name | Merchant | |
| transaction.transaction_id | Transaction id | transaction.id | Ramp transaction id |
Invoice fields
3 fields flow from Qonto into Ramp.
| Qonto field | Label | Ramp field | Label | |
|---|---|---|---|---|
| supplier_invoice.invoice_number | Invoice number | matched_record.reference | Reference | |
| supplier_invoice.total_amount.currency | Currency | matched_record.currency | Currency | |
| supplier_invoice.attachment_id | Source PDF | matched_record.id | Source id |
Connect Qonto and Ramp in three steps.
- 1
Connect Qonto
Click Connect with Qonto; Well's OAuth proxy handles Qonto authorisation through Dynamic Client Registration. Qonto's MCP server registers a read-scoped Well client through DCR; no credential paste, no shared secret.
- AuthOAuth 2.0
- 2
Map your accounts
Well discovers Qonto's your organization, its bank accounts and balances, transactions, and supplier invoices with their attachments and the the Ramp Bill Pay drafts queue awaiting approval. Inter-account transfers and FX deltas are matched across both statements; treasury sees one reconciliation state instead of two competing accounts.
- Auto-post above85% confidence
- Overridemanual anytime
- 3
Connect Ramp
Click Connect with Ramp; the Ramp MCP server registers a Well client automatically. Ramp's MCP server registers a write-scoped Well client through DCR; no credential paste, no shared secret.
- AuthOAuth 2.0
- First sync~30 min
54 agent skills run on Qonto and Ramp.
Each one answers a question from the data this pair brings in. The required ones return nothing until a source like it is connected.
Needs a source like these
Runway
Know how many months of cash you have at your current burn, with both sides of the division shown.
Runway Stress Test
See how long your cash lasts if a customer pays late, leaves, or you hire.
Cash position
Know how much cash you hold right now, with the accounts counted and the ones left out both stated.
Cost structure
See a company's or household's spend by category, supplier and trend; not for savings: use Subscription spend.
Money leak finder
Find the double charges and price rises in your bank debits, each with the dates and amounts your bank shows.
Chase late invoices
Get a prioritized list of who to chase for payment, with their contact info and a message already drafted.
Secure Payroll
Know if payroll is safe, and which vendor bills to push if it is not.
Rank clients by LTV
Rank your most valuable customers by lifetime value, over a year you name or their whole life.
Customer Dependency
See how much of your revenue rides on a few customers, and what a late or lost one does to your cash.
Company profile
Everything you know about one company, in one view.
Payment and invoice lookup
Find what payment settled an invoice, or catch every payment that never got one.
Missing receipts
Find the bills with no paperwork attached, before an auditor does.
Invoice Compliance
Know which invoices are missing a legal line before your customer or the tax office does.
Burn rate
Know what you spend in an average month over a window you can see, with the months that carried no spend counted.
Recurring revenue
See the monthly run-rate of live subscriptions, or an invoice average when no typed subscriptions are present.
Cash forecast
See the settled month-end cash series and where the line goes from the last complete month.
Cash flow bridge
See how the month moved from opening cash to closing cash, with whatever does not reconcile named as its own step.
Missing supplier invoices
See which suppliers owe you paperwork, in each of your files, for a month, a quarter or this week.
Assign missing invoices
Put a name on every settled expense that still has no invoice.
Missing invoice sweep
Walk the whole month-end sweep in one prompt.
Close the books
Drive the month-end close from open to sent to your accounting tool.
Accounting review
Work through your open accounting items by category.
Categorize your suppliers
Close the category gaps behind your spend before you close a month.
Board pack
The board numbers in one pass, each with its scope and its window stated.
Optimize Supplier Prices
See what you paid a supplier, how its price moved, and get the negotiation email drafted.
Subscription spend
See what each scheduled supplier costs a month and a year, how it moved, and where your workspaces can save.
Subscription actions
Act on a subscription you name or pick by number from a list: cancel, renegotiate or contest a double debit.
Personal spending
See what you spent on one category, such as groceries, this month and how that compares to a usual month.
Prefill Form 1120
Get page 1 of your 1120 back as a PDF with your own book figures already in the boxes, and a list of every box left for your preparer.
Prefill Form 1099-NEC
Get one 1099-NEC per contractor back as a PDF with your own posted figures already in box 1, and the list of payees you cannot file for yet.
Unposted and blocked
See what in a month has not reached the ledger, and which pile each item sits in.
Check bank and books
Compare your bank with your books, list the gaps, and re-run what missed rows.
VAT radar
See the VAT position your data suggests for a quarter, and which invoices to fix first.
Accounting reports
Read your profit and loss or balance sheet from QuickBooks, Xero or Pennylane.
Answers better with these connected
Receivables aging
See which customers still owe you money: the unpaid and overdue invoices, how late each is, and the total.
Bills due
See what you owe and when, ordered by due date with a running total.
FX exposure
See how much of your cash and receivables sit outside your reporting currency.
Invoice fetching agents
See exactly which agents would run, before any of them does.
Convert currencies
Turn mixed currencies into one number you can actually audit.
Payables aging
See what you owe your suppliers, and how long each bill has been past due.
Compose a board
The measures you name, arranged on one board that stores the question rather than the answer.
Revenue by customer
See how much each customer billed in a period, ranked by revenue, with the part you could not place named.
Supplier spend register
See what each supplier invoiced you over a year, ranked, with unplaced invoices counted.
Call and claim
Claim a refund or a compensation with the evidence in hand, and know what to say when you call.
Money back
Find money owed back to you: refunds, credit notes, VAT credits, double debits, then unpaid customer invoices.
Employer cost
Read a month of payslips, or each of several months, and state, per person, gross pay plus the employee deductions and the employer charges the payslip printed, then list the payroll related bills paid from the bank that no payslip carries.
Check contractor status
For each supplier that looks like a freelancer, read the purchase invoices, the payment rail and any contract Well holds, and state the facts a requalification question turns on, next to the papers your country expects you to keep.
Uses them when they are there
Connects and checks them
Check your connections
See what is connected, what is syncing, and what is missing.
Build your context graph
Connect your AI apps and your tools, then see your business as one context graph.
Connect your bank
Get the bank feed in, and confirm it is really live.
Tax id chase
The companies you deal with that carry no tax identifier, listed before year end.
How Qonto and Ramp stay secure with Well
Well connects to Qonto through its MCP server, which issues short-lived access tokens via Dynamic Client Registration. Well never holds a long-lived Qonto secret; the server refreshes its own tokens on each session. Anything Well holds between Qonto and Ramp is encrypted at rest and handled in line with GDPR.
MCP server authEncrypted at restGDPR compliant
Scopes Well requestswellapp.ai/v1/mcps/qonto/mcp
- granted
Read Qonto records
Scoped to your organization, its bank accounts and balances, transactions, and supplier invoices with their attachments. No access to anything else in your Qonto account.
- granted
Deliver documents to your Ramp inbox
Well forwards the extracted document to your Ramp email-in address; Ramp reads draft bills via email-in at the @ap.ramp.com address, with invoice number, vendor, payment details, and related records from it and you review and post. No write credential to Ramp is requested.
- refused
Modify or delete Qonto records
Not granted. Well never edits or deletes an existing Qonto record; the one write it holds files a new document into Qonto.
- refused
Read other workspaces' data
Not granted. A session resolves only to the workspaces your account belongs to, and Well checks that membership before it returns any record.
Disconnect any time from Well settings or Qonto’s admin panel.
Frequently asked questions about Qonto and Ramp on Well
- 01How often does Qonto data sync to Ramp?
- Well polls the Qonto API hourly, which fits Qonto's rate-limit envelope and keeps the downstream match window inside the same business day. The hourly pull respects Qonto's rate limits and feeds Ramp once per window with the batch's confidence outcomes already resolved.
- 02How does Well match Qonto records to entries in Ramp?
- Well scores every candidate match between Qonto records and existing Ramp entries on counterparty name, amount, date proximity, currency, and reference. Above 85% the record links to the historical entry and Ramp updates; between 55% and 85% the candidates are queued for sign-off; below 55% the record stays open with the candidate list available.
- 03What happens to historical Qonto data when I first connect to Ramp?
- Qonto exposes the last three years through its API on a connected account. The window Well actually pulls is configurable from the integration settings page; each record is matched against your existing Ramp ledger, and re-running the backfill is safe because Well tracks the Qonto record IDs and updates existing Ramp entries instead of duplicating them.
- 04Does Well handle multi-currency records between Qonto and Ramp?
- Qonto carries the original transaction currency on every record, but Ramp ledgers in a single base; Well preserves the source currency, attaches the FX rate at the timestamp of the event, and the converted figure and the source amount both travel on the document Well forwards to Ramp, so both sides of the trade are visible when you post.
- 05What happens if I disconnect Qonto or Ramp?
- Disconnecting Qonto stops the flow at the source. Well asks the Qonto MCP server to revoke the access token; Qonto returns confirmation and stops streaming events the moment it is acknowledged. Anything you already reviewed and posted in Ramp is Ramp's own record and is untouched; Well never held a write credential to it. Records held for review in Well remain in the queue so you can finish them by hand. Reconnecting later resumes from the last successful sync, not from scratch.
- 06How does Well authenticate with Qonto and Ramp?
- Qonto's MCP server handles authorisation directly; Well receives an access token through Dynamic Client Registration and never sees raw user credentials. For the delivery side, Well forwards the reconciled document to your Ramp email-in address once it clears the matching threshold; Ramp creates the draft record from it and you confirm and post it. Well holds no write credential to Ramp. Tokens are encrypted in transit under TLS 1.3. Anything Well holds between Qonto and Ramp is encrypted at rest and handled in line with GDPR.
Connect Qonto and Ramp
Link both tools to Well so each Qonto supplier invoice reaches Ramp with its supplier resolved and its PDF attached.
- Read-only scopes on Qonto
- AES-256 at rest, TLS 1.3 in transit
- GDPR compliant
- Revocable Ramp access in one click
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