Xero avatar
Qonto avatar
Xero to Qonto
Available
Native · Xero
Native · Qonto

Push Xero records to Qonto as resolved supplier invoices

Move Xero bills and contacts through Well and into Qonto as supplier invoices, with the audit trail kept on every record.

About Xero and Qonto

Xero avatar
Xero
Source

The Xero integration connects Well to your accounting platform for bidirectional data flow.

Qonto avatar
Qonto
Target

The Qonto connection is Qonto's MCP server, approved over Dynamic Client Registration, and it carries offline_access, organization.

Why this pair

A record in your Xero ledger names a counterparty, but nothing carries that identity into Qonto on its own.

Well reads the companies, invoices, and documents from Xero, resolves each counterparty to a single company, and pushes the resolved supplier invoice to Qonto with the business identified. The only write Well makes on the Qonto side is a supplier invoice, so the account receives a clean attributed document. Well cannot move money, touch a card, or start a transfer.

What Well does between Xero and Qonto

  • One-way: Xero into Well into Qonto
  • Sync mode: Real-time MCP push
  • Events arrive in seconds
Xero
Trigger from Xero
5 events · pick one
Well engine·recipe·When a Xero invoice is read
Source
from upload · live webhook
Slack Technologies
via Xero
Invoice
When a Xero invoice is read
INV-2026-04-100 · 22 Apr 2026€1,284.00
Extract
6 fields read from Xero
6 fields read
  • VendorSlack Technologies
  • Invoice numberINV-2026-04-100
  • Issue date22 Apr 2026
  • Total€1,284.00
  • Tax€256.80
Enrich
against your historical record graph
5 fields added
  • Legal entitySlack Technologies
  • Tax idEU372014983
  • Domainslack.com
  • Ledger account6064 · SaaS
Confidence97%
<55% refused55–85% review≥85% auto-posts
Post
reconcile as supplier invoices
Push a supplier invoice PDF to Qonto
auto-posted
posted
  • TypeSupplier invoice
  • VendorSlack Technologies
  • Amount€1,284.00
  • Ledger6064 · SaaS
  • Source docattached
  • Confidence97%
audit linkto Qonto
Qonto
Action in Qonto
1 compatible with this trigger
Push a supplier invoice PDF to Qonto

Workflows Xero and Qonto unlock together.

01Featured

Push a resolved supplier invoice

Well reads a company and invoice from Xero and pushes the resolved supplier invoice to Qonto, so the counterparty is a business the ledger knows.

02

One write, and only one

Well pushes supplier invoices into Qonto and writes nothing else. It cannot move money, touch a card, or start a transfer, so the account's records stay as the bank recorded them.

03

Reuse the ledger company

Well matches the Xero counterparty to a single company before the push, so Qonto does not carry a duplicate.

04

Read Qonto invoices back

Well reads supplier invoices and attachments from Qonto and links them to the resolved Xero record for traceability.

8 signals and actions across Xero and Qonto

  • When a Xero invoice is read

    Pulls Xero sales and purchase invoices with contact, line items, totals, and tax. Pushed to Qonto's supplier-invoices via the /v2/supplier_invoices/bulk endpoint over OAuth.

    Trigger·Invoice
  • When a Xero purchase order is read

    Pulls Xero purchase orders with supplier, line items, and totals to match against the arriving bill. Pushed to Qonto's supplier-invoices via the /v2/supplier_invoices/bulk endpoint over OAuth.

    Trigger·Invoice
  • When a Xero contact is read

    Pulls Xero contacts with name, trading address, and tax number to match against your companies. Pushed to Qonto's supplier-invoices via the /v2/supplier_invoices/bulk endpoint over OAuth.

    Trigger·Company
  • When a Xero bank transaction is read

    Captures spent and received money transactions reconciled in Xero with amount and account code. Pushed to Qonto's supplier-invoices via the /v2/supplier_invoices/bulk endpoint over OAuth.

    Trigger·Transaction
  • When a Xero invoice attachment is read

    Picks up the source PDF attached to a Xero invoice as a document. Pushed to Qonto's supplier-invoices via the /v2/supplier_invoices/bulk endpoint over OAuth.

    Trigger·Document
  • When a Xero credit note is read

    Captures Xero credit notes with contact, totals, and tax so refunds reconcile against the original invoice. Pushed to Qonto's supplier-invoices via the /v2/supplier_invoices/bulk endpoint over OAuth.

    Trigger·Invoice
  • When a Xero payment is read

    Reads the payment applied to a Xero invoice or bill with method, account, and amount. Pushed to Qonto's supplier-invoices via the /v2/supplier_invoices/bulk endpoint over OAuth.

    Trigger·Payment method
  • Push a supplier invoice PDF to Qonto

    Well POSTs the supplier invoice PDF to Qonto's /v2/supplier_invoices/bulk endpoint via OAuth so the invoice appears under your Qonto supplier invoices.

    Action·Document
Reference
Field mapping for Xero → Qonto
14 fields across 3 record types, open to see the full table.

Invoice fields

6 fields flow from Xero into Qonto.

Xero fieldQonto field
Invoice.Total.totaltotal_amount
Invoice.CurrencyCode.currencycurrency
Invoice.Date.issue_dateissue_date
Invoice.DueDate.due_datedue_date
Invoice.InvoiceNumber.invoice_numberinvoice_number
Invoice.TotalTax.taxtax_amount

Transaction fields

5 fields flow from Xero into Qonto.

Xero fieldQonto field
BankTransaction.Total.amountamount
BankTransaction.CurrencyCode.currencycurrency
BankTransaction.Date.createdemitted_at
BankTransaction.Reference.descriptionlabel
BankTransaction.BankTransactionID.transaction_idtransaction_id

Company fields

3 fields flow from Xero into Qonto.

Xero fieldQonto field
Contact.Name.namesupplier_name
Contact.Website.websitesupplier_website
Contact.TaxNumber.tax_idsupplier_tax_id

Connect Xero and Qonto in three steps.

  1. Xero avatar
    1

    Connect Xero

    Click Connect with Xero; Well's OAuth proxy handles Xero authorisation through Dynamic Client Registration. Xero's MCP server registers a read-scoped Well client through DCR; no credential paste, no shared secret.

    • AuthOAuth 2.0
  2. 2

    Map your accounts

    Well discovers Xero's bills, contacts, tracking categories, and tax types read over Xero's MCP server and the the Qonto supplier-invoices section. Match candidates are scored on counterparty, amount, date, and reference; above 85% confidence the link posts automatically, below it the candidate set queues for sign-off.

    • Auto-post above85% confidence
    • Overridemanual anytime
  3. Qonto avatar
    3

    Connect Qonto

    Click Connect with Qonto; Well's OAuth proxy handles Qonto authorisation through Dynamic Client Registration. Qonto's MCP server registers a write-scoped Well client through DCR; no credential paste, no shared secret.

    • AuthOAuth 2.0
    • First sync~30 min

54 agent skills run on Xero and Qonto.

Each one answers a question from the data this pair brings in. The required ones return nothing until a source like it is connected.

Needs a source like these

Runway

Know how many months of cash you have at your current burn, with both sides of the division shown.

Runway Stress Test

See how long your cash lasts if a customer pays late, leaves, or you hire.

Cash position

Know how much cash you hold right now, with the accounts counted and the ones left out both stated.

Cost structure

See a company's or household's spend by category, supplier and trend; not for savings: use Subscription spend.

Money leak finder

Find the double charges and price rises in your bank debits, each with the dates and amounts your bank shows.

Chase late invoices

Get a prioritized list of who to chase for payment, with their contact info and a message already drafted.

Secure Payroll

Know if payroll is safe, and which vendor bills to push if it is not.

Rank clients by LTV

Rank your most valuable customers by lifetime value, over a year you name or their whole life.

Customer Dependency

See how much of your revenue rides on a few customers, and what a late or lost one does to your cash.

Company profile

Everything you know about one company, in one view.

Payment and invoice lookup

Find what payment settled an invoice, or catch every payment that never got one.

Missing receipts

Find the bills with no paperwork attached, before an auditor does.

Invoice Compliance

Know which invoices are missing a legal line before your customer or the tax office does.

Burn rate

Know what you spend in an average month over a window you can see, with the months that carried no spend counted.

Recurring revenue

See the monthly run-rate of live subscriptions, or an invoice average when no typed subscriptions are present.

Cash forecast

See the settled month-end cash series and where the line goes from the last complete month.

Cash flow bridge

See how the month moved from opening cash to closing cash, with whatever does not reconcile named as its own step.

Missing supplier invoices

See which suppliers owe you paperwork, in each of your files, for a month, a quarter or this week.

Assign missing invoices

Put a name on every settled expense that still has no invoice.

Missing invoice sweep

Walk the whole month-end sweep in one prompt.

Close the books

Drive the month-end close from open to sent to your accounting tool.

Accounting review

Work through your open accounting items by category.

Categorize your suppliers

Close the category gaps behind your spend before you close a month.

Board pack

The board numbers in one pass, each with its scope and its window stated.

Optimize Supplier Prices

See what you paid a supplier, how its price moved, and get the negotiation email drafted.

Subscription spend

See what each scheduled supplier costs a month and a year, how it moved, and where your workspaces can save.

Subscription actions

Act on a subscription you name or pick by number from a list: cancel, renegotiate or contest a double debit.

Personal spending

See what you spent on one category, such as groceries, this month and how that compares to a usual month.

Prefill Form 1120

Get page 1 of your 1120 back as a PDF with your own book figures already in the boxes, and a list of every box left for your preparer.

Prefill Form 1099-NEC

Get one 1099-NEC per contractor back as a PDF with your own posted figures already in box 1, and the list of payees you cannot file for yet.

Unposted and blocked

See what in a month has not reached the ledger, and which pile each item sits in.

Check bank and books

Compare your bank with your books, list the gaps, and re-run what missed rows.

VAT radar

See the VAT position your data suggests for a quarter, and which invoices to fix first.

Accounting reports

Read your profit and loss or balance sheet from QuickBooks, Xero or Pennylane.

Answers better with these connected

Receivables aging

See which customers still owe you money: the unpaid and overdue invoices, how late each is, and the total.

Bills due

See what you owe and when, ordered by due date with a running total.

FX exposure

See how much of your cash and receivables sit outside your reporting currency.

Invoice fetching agents

See exactly which agents would run, before any of them does.

Convert currencies

Turn mixed currencies into one number you can actually audit.

Payables aging

See what you owe your suppliers, and how long each bill has been past due.

Compose a board

The measures you name, arranged on one board that stores the question rather than the answer.

Revenue by customer

See how much each customer billed in a period, ranked by revenue, with the part you could not place named.

Supplier spend register

See what each supplier invoiced you over a year, ranked, with unplaced invoices counted.

Call and claim

Claim a refund or a compensation with the evidence in hand, and know what to say when you call.

Money back

Find money owed back to you: refunds, credit notes, VAT credits, double debits, then unpaid customer invoices.

Employer cost

Read a month of payslips, or each of several months, and state, per person, gross pay plus the employee deductions and the employer charges the payslip printed, then list the payroll related bills paid from the bank that no payslip carries.

Check contractor status

For each supplier that looks like a freelancer, read the purchase invoices, the payment rail and any contract Well holds, and state the facts a requalification question turns on, next to the papers your country expects you to keep.

How Xero and Qonto stay secure with Well

Well connects to Xero through its MCP server, which issues short-lived access tokens via Dynamic Client Registration. Well never holds a long-lived Xero secret; the server refreshes its own tokens on each session. Anything Well holds between Xero and Qonto is encrypted at rest and handled in line with GDPR.

MCP server authEncrypted at restGDPR compliant
Scopes Well requestswellapp.ai/v1/mcps/xero/mcp
  • Read Xero records

    Scoped to bills, contacts, tracking categories, and tax types read over Xero's MCP server. No access to anything else in your Xero account.

    granted
  • Post approved records to Qonto

    Over Qonto's API, scoped to supplier invoice PDFs pushed via OAuth to /v2/supplier_invoices you have approved (case-by-case or via a per-rule auto-post threshold).

    granted
  • Modify or delete Xero records

    Not granted. Xero is read-only on Well's side; the source of truth never moves.

    refused
  • Read other workspaces' data

    Not granted. A session resolves only to the workspaces your account belongs to, and Well checks that membership before it returns any record.

    refused
Disconnect any time from Well settings or Xero’s admin panel.

Frequently asked questions about Xero and Qonto on Well

01What Xero data does Well pull into Qonto?
Xero streams bills, contacts, tracking categories, and tax types read over Xero's MCP server to Well over its MCP server. After Well resolves the counterparty and assigns a confidence score, the matched record posts to Qonto as supplier invoice PDFs pushed via OAuth to /v2/supplier_invoices, with the Xero event ID preserved on the entry for audit.
02How often does Xero data sync to Qonto?
Xero pushes events to Well over its MCP server, so most records land within seconds of the underlying action. Each event is matched immediately and reaches Qonto within a confidence window: above 85% it posts, 55-85% queues for review, below 55% is refused.
03How does Well match Xero records to entries in Qonto?
Well scores every candidate match between Xero records and existing Qonto entries on counterparty name, amount, date proximity, currency, and reference. Above 85% the record links to the historical entry and Qonto updates; between 55% and 85% the candidates are queued for sign-off; below 55% the record stays open with the candidate list available.
04Does Well handle multi-currency records between Xero and Qonto?
Xero carries the original transaction currency on every record and Qonto natively ledgers in multiple currencies. Well preserves the original amount, applies your Qonto chart-of-accounts conversion rules at posting time, and Well writes both the source and converted amounts onto the record it posts to Qonto, so the entry keeps both sides of the trade.
05What happens if I disconnect Xero or Qonto?
Disconnecting Xero stops the flow at the source. Well asks the Xero MCP server to revoke the access token; Xero returns confirmation and stops streaming events the moment it is acknowledged. Anything Well already wrote to Qonto before the disconnect stays in Qonto; the connection only stops further writes. Records held for review in Well remain in the queue so you can finish them by hand. Reconnecting later resumes from the last successful sync, not from scratch.
06How does Well authenticate with Xero and Qonto?
Xero's MCP server handles authorisation directly; Well receives an access token through Dynamic Client Registration and never sees raw user credentials. For the delivery side, once a record clears the matching threshold Well posts it directly to Qonto over the connected API; the credential is held per-workspace and never exchanged across tenants. Tokens are encrypted in transit under TLS 1.3. Anything Well holds between Xero and Qonto is encrypted at rest and handled in line with GDPR.
Xero avatar
Qonto avatar

Connect Xero and Qonto

Link both tools to Well so a Xero record resolves to a real company before its invoice reaches Qonto.

  • Read-only scopes on Xero
  • AES-256 at rest, TLS 1.3 in transit
  • GDPR compliant
  • Revocable Qonto access in one click