01Featured
Bring a Pennylane bill into Melio
Well reads an invoice from Pennylane and forwards it to your Melio email-in address, so the bill is created without anyone re-keying it.
Available
Native · Pennylane
Native · Melio
Bring Pennylane bills into Melio
Move Pennylane invoices and contacts through Well and into Melio as bills, with the audit trail kept on every record.
About Pennylane and Melio
Pennylane
Source
The Pennylane integration creates a bidirectional bridge between Well and your accounting workspace.
Melio
Target
The Melio connection delivers extracted bills into Melio through its Pay Bills email address.
Why this pair
Bills to pay live in Pennylane, but scheduling them in Melio means re-entering each one by hand before any money can move.
Well reads the invoices and the companies behind them from Pennylane and forwards each as a document to your Melio email-in address. The bill arrives with its counterparty resolved and its Pennylane record attached, so your team schedules payment against real context instead of retyping a line straight from the ledger.
What Well does between Pennylane and Melio
- One-way: Pennylane into Well into Melio
- Sync mode: Real-time MCP push
- Events arrive in seconds
Trigger from Pennylane
4 events · pick one
Well engine·recipe·When a Pennylane customer invoice is read
Source
from payment · live webhook
Sunrise Coffee Co.
via Pennylane
When a Pennylane customer invoice is read
INV-1284 · 22 Apr 2026€1,284.00
Extract
5 fields read from Pennylane
5 fields read
- CustomerSunrise Coffee Co.
- Invoice numberINV-1284
- Issue date22 Apr 2026
- Total€1,284.00
- CurrencyEUR
Enrich
against your historical record graph
4 fields added
- Customer recordSunrise Coffee Co.
- Domainsunrisecoffee.com
- Tax idUS12-3456789
- Sales journalVE · 2026
Confidence97%
<55% refused55–85% review≥85% auto-posts
Post
schedule as bills
Create a bill in your Melio inbox
auto-posted
- TypeBill
- VendorSunrise Coffee Co.
- Amount€1,284.00
- LedgerVE · 2026
- Source docattached
- Confidence97%
audit linkto Melio
Action in Melio
1 compatible with this trigger
Create a bill in your Melio inbox
Workflows Pennylane and Melio unlock together.
02
Resolve the payee
Well reads the company behind a Pennylane invoice and attaches it to the document forwarded to Melio, so the payee is a verified business.
03
Keep the Pennylane record attached
The Pennylane invoice reference travels with the document forwarded to Melio, so each bill traces back to the record it came from.
04
Catch a duplicate before scheduling
Well checks a Pennylane invoice against what it has already forwarded, so the same bill does not reach Melio twice.
11 signals and actions across Pennylane and Melio
When a Pennylane customer is read
Pulls Pennylane company customers with name, registration number, and billing detail.
Trigger·CompanyWhen a Pennylane bank account is read
Pulls the bank accounts linked in Pennylane with currency and holder detail.
Trigger·AccountWhen a Pennylane customer invoice is read
Pulls Pennylane customer invoices with line items, customer, totals, and VAT.
Trigger·InvoiceWhen a Pennylane payment is read
Reads the payment recorded against a Pennylane invoice with method and amount.
Trigger·Payment methodWhen a Pennylane credit note is read
Captures Pennylane credit notes with the linked invoice, totals, and VAT so refunds reconcile correctly.
Trigger·InvoiceWhen a Pennylane supplier invoice is read
Pulls Pennylane supplier invoices with the supplier, amount, due date, and VAT.
Trigger·InvoiceWhen a Pennylane transaction is read
Captures the bank transactions Pennylane holds with amount, date, and counterparty.
Trigger·TransactionCreate a bill in your Melio inbox
Well forwards the PDF to your @invoicesmelio.com address; Melio's Smart Bill Capture lifts the vendor, amount, and due date into a Bills Inbox entry that waits for you to schedule a payment date and funding method.
Action·InvoiceResolve a Melio vendor from the bill
Melio's OCR resolves the vendor name from the PDF; banking details for the payment route are set up separately.
Action·Company
ReferenceField mapping for Pennylane → Melio10 fields across 2 record types, open to see the full table.
Reference
Field mapping for Pennylane → Melio
10 fields across 2 record types, open to see the full table.
Invoice fields
5 fields flow from Pennylane into Melio.
| Pennylane field | Label | Melio field | Label | |
|---|---|---|---|---|
| invoice.amount.total | Total amount | amount | Amount | |
| invoice.currency | Currency | currency | Currency | |
| invoice.deadline.due_date | Due date | due_date | Due date | |
| invoice.invoice_number | Reference | bill_number | Bill number | |
| invoice.id | Pennylane id | bill_id | Bill id |
Transaction fields
5 fields flow from Pennylane into Melio.
| Pennylane field | Label | Melio field | Label | |
|---|---|---|---|---|
| transaction.amount | Amount | amount | Amount | |
| transaction.currency | Currency | currency | Currency | |
| transaction.date.created | Execution date | scheduled_for | Payment date | |
| transaction.label.description | Label | reference | Reference | |
| transaction.id | Transaction id | payment_id | Payment id |
Connect Pennylane and Melio in three steps.
- 1
Connect Pennylane
Click Connect with Pennylane; Well's OAuth proxy handles Pennylane authorisation through Dynamic Client Registration. Pennylane's MCP server registers a read-scoped Well client through DCR; no credential paste, no shared secret.
- AuthOAuth 2.0
- 2
Map your accounts
Well discovers Pennylane's supplier and customer invoices, contacts, and VAT detail read over Pennylane's MCP server and the the Melio Bills Inbox awaiting payment scheduling. Match candidates are scored on counterparty, amount, date, and reference; above 85% confidence the link posts automatically, below it the candidate set queues for sign-off.
- Auto-post above85% confidence
- Overridemanual anytime
- 3
Connect Melio
In Melio, open Settings > Integrations and generate an API token with payment-write scope. Paste the key into Well; Melio's discovery endpoints are reached over TLS 1.3 and the secret is never echoed in the UI.
- AuthConnect
- First sync~10 min
54 agent skills run on Pennylane and Melio.
Each one answers a question from the data this pair brings in. The required ones return nothing until a source like it is connected.
Needs a source like these
Runway
Know how many months of cash you have at your current burn, with both sides of the division shown.
Runway Stress Test
See how long your cash lasts if a customer pays late, leaves, or you hire.
Cash position
Know how much cash you hold right now, with the accounts counted and the ones left out both stated.
Cost structure
See a company's or household's spend by category, supplier and trend; not for savings: use Subscription spend.
Money leak finder
Find the double charges and price rises in your bank debits, each with the dates and amounts your bank shows.
Chase late invoices
Get a prioritized list of who to chase for payment, with their contact info and a message already drafted.
Secure Payroll
Know if payroll is safe, and which vendor bills to push if it is not.
Rank clients by LTV
Rank your most valuable customers by lifetime value, over a year you name or their whole life.
Customer Dependency
See how much of your revenue rides on a few customers, and what a late or lost one does to your cash.
Company profile
Everything you know about one company, in one view.
Payment and invoice lookup
Find what payment settled an invoice, or catch every payment that never got one.
Missing receipts
Find the bills with no paperwork attached, before an auditor does.
Invoice Compliance
Know which invoices are missing a legal line before your customer or the tax office does.
Burn rate
Know what you spend in an average month over a window you can see, with the months that carried no spend counted.
Recurring revenue
See the monthly run-rate of live subscriptions, or an invoice average when no typed subscriptions are present.
Cash forecast
See the settled month-end cash series and where the line goes from the last complete month.
Cash flow bridge
See how the month moved from opening cash to closing cash, with whatever does not reconcile named as its own step.
Missing supplier invoices
See which suppliers owe you paperwork, in each of your files, for a month, a quarter or this week.
Assign missing invoices
Put a name on every settled expense that still has no invoice.
Missing invoice sweep
Walk the whole month-end sweep in one prompt.
Close the books
Drive the month-end close from open to sent to your accounting tool.
Accounting review
Work through your open accounting items by category.
Categorize your suppliers
Close the category gaps behind your spend before you close a month.
Board pack
The board numbers in one pass, each with its scope and its window stated.
Optimize Supplier Prices
See what you paid a supplier, how its price moved, and get the negotiation email drafted.
Subscription spend
See what each scheduled supplier costs a month and a year, how it moved, and where your workspaces can save.
Subscription actions
Act on a subscription you name or pick by number from a list: cancel, renegotiate or contest a double debit.
Personal spending
See what you spent on one category, such as groceries, this month and how that compares to a usual month.
Prefill Form 1120
Get page 1 of your 1120 back as a PDF with your own book figures already in the boxes, and a list of every box left for your preparer.
Prefill Form 1099-NEC
Get one 1099-NEC per contractor back as a PDF with your own posted figures already in box 1, and the list of payees you cannot file for yet.
Unposted and blocked
See what in a month has not reached the ledger, and which pile each item sits in.
Check bank and books
Compare your bank with your books, list the gaps, and re-run what missed rows.
VAT radar
See the VAT position your data suggests for a quarter, and which invoices to fix first.
Accounting reports
Read your profit and loss or balance sheet from QuickBooks, Xero or Pennylane.
Answers better with these connected
Receivables aging
See which customers still owe you money: the unpaid and overdue invoices, how late each is, and the total.
Bills due
See what you owe and when, ordered by due date with a running total.
FX exposure
See how much of your cash and receivables sit outside your reporting currency.
Invoice fetching agents
See exactly which agents would run, before any of them does.
Convert currencies
Turn mixed currencies into one number you can actually audit.
Payables aging
See what you owe your suppliers, and how long each bill has been past due.
Compose a board
The measures you name, arranged on one board that stores the question rather than the answer.
Revenue by customer
See how much each customer billed in a period, ranked by revenue, with the part you could not place named.
Supplier spend register
See what each supplier invoiced you over a year, ranked, with unplaced invoices counted.
Call and claim
Claim a refund or a compensation with the evidence in hand, and know what to say when you call.
Money back
Find money owed back to you: refunds, credit notes, VAT credits, double debits, then unpaid customer invoices.
Employer cost
Read a month of payslips, or each of several months, and state, per person, gross pay plus the employee deductions and the employer charges the payslip printed, then list the payroll related bills paid from the bank that no payslip carries.
Check contractor status
For each supplier that looks like a freelancer, read the purchase invoices, the payment rail and any contract Well holds, and state the facts a requalification question turns on, next to the papers your country expects you to keep.
Uses them when they are there
Connects and checks them
Check your connections
See what is connected, what is syncing, and what is missing.
Build your context graph
Connect your AI apps and your tools, then see your business as one context graph.
Connect your bank
Get the bank feed in, and confirm it is really live.
Tax id chase
The companies you deal with that carry no tax identifier, listed before year end.
How Pennylane and Melio stay secure with Well
Well connects to Pennylane through its MCP server, which issues short-lived access tokens via Dynamic Client Registration. Well never holds a long-lived Pennylane secret; the server refreshes its own tokens on each session. Anything Well holds between Pennylane and Melio is encrypted at rest and handled in line with GDPR.
MCP server authEncrypted at restGDPR compliant
Scopes Well requestswellapp.ai/v1/mcps/pennylane/mcp
- granted
Read Pennylane records
Scoped to supplier and customer invoices, contacts, and VAT detail read over Pennylane's MCP server. No access to anything else in your Pennylane account.
- granted
Deliver documents to your Melio inbox
Well forwards the extracted document to your Melio email-in address; Melio reads bills via email-in at @invoicesmelio.com, with vendor, amount, and due date populated by Smart Bill Capture from it and you review and post. No write credential to Melio is requested.
- refused
Modify or delete Pennylane records
Not granted. Pennylane is read-only on Well's side; the source of truth never moves.
- refused
Read other workspaces' data
Not granted. A session resolves only to the workspaces your account belongs to, and Well checks that membership before it returns any record.
Disconnect any time from Well settings or Pennylane’s admin panel.
Frequently asked questions about Pennylane and Melio on Well
- 01What Pennylane data does Well pull into Melio?
- Pennylane streams supplier and customer invoices, contacts, and VAT detail read over Pennylane's MCP server to Well over its MCP server. After Well resolves the counterparty and assigns a confidence score, the matched record posts to Melio as bills via email-in at @invoicesmelio.com, with vendor, amount, and due date populated by Smart Bill Capture, with the Pennylane event ID preserved on the entry for audit.
- 02How often does Pennylane data sync to Melio?
- Pennylane pushes events to Well over its MCP server, so most records land within seconds of the underlying action. Each event is matched immediately and reaches Melio within a confidence window: above 85% it posts, 55-85% queues for review, below 55% is refused.
- 03How does Well match Pennylane records to entries in Melio?
- Well scores every candidate match between Pennylane records and existing Melio entries on counterparty name, amount, date proximity, currency, and reference. Above 85% the record links to the historical entry and Melio updates; between 55% and 85% the candidates are queued for sign-off; below 55% the record stays open with the candidate list available.
- 04Does Well handle multi-currency records between Pennylane and Melio?
- Pennylane carries the original transaction currency on every record, but Melio ledgers in a single base; Well preserves the source currency, attaches the FX rate at the timestamp of the event, and the converted figure and the source amount both travel on the document Well forwards to Melio, so both sides of the trade are visible when you post.
- 05How does Well prevent duplicates when posting Pennylane records to Melio?
- Pennylane sends each event with a stable resource ID that Well tracks against the Melio ledger. Webhook replays (which Pennylane can issue for delivery retries) are recognised by ID and either skipped or used to update the existing Melio entry. Distinct records that look similar are caught by Well before posting, with the candidates surfaced in the review queue when confidence is ambiguous.
- 06How does Well authenticate with Pennylane and Melio?
- Pennylane's MCP server handles authorisation directly; Well receives an access token through Dynamic Client Registration and never sees raw user credentials. For the delivery side, Well forwards the reconciled document to your Melio email-in address once it clears the matching threshold; Melio creates the draft record from it and you confirm and post it. Well holds no write credential to Melio. Tokens are encrypted in transit under TLS 1.3. Anything Well holds between Pennylane and Melio is encrypted at rest and handled in line with GDPR.
Connect Pennylane and Melio
Link both tools to Well so Pennylane bills reach Melio without manual re-entry.
- Read-only scopes on Pennylane
- AES-256 at rest, TLS 1.3 in transit
- GDPR compliant
- Revocable Melio access in one click
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