Books that close themselves.
Continuous close for small businesses. Receipts arrive on their own. Bank lines reconcile automatically. The system tells you what is left.
The close never comes.
Every business faces the same question at month-end: are the books done? And every small business gives the same answer: not yet. Give me 3 more days.
30 to 50 invoices
Supplier invoices entered by hand into the accounting tool. Every month.
Bank lines, by hand
Reconciled one row at a time. Every Sunday.
3 days of board prep
Compiled from four tools by hand. Every quarter.
A Tuesday in Linsay's week.
Linsay · Finance Ops Lead · 12-person SaaS, US
Coffee. Open Well.
The push surface shows 4 items. None are urgent. Two are missing receipts the system has already routed to the right operator. Linsay assigns. 90 seconds.
Slack ping. CFO wants a runway number.
Linsay opens the canvas. Books are current to yesterday's bank close. The runway widget already shows the answer. 30 seconds.
Categorization review.
Three lines flagged for ambiguity. Each one has a suggested category from Linsay's own history. Linsay accepts two, corrects one. The system learns. 4 minutes.
Close ring at 94%. Audit trail exported.
Linsay closes the laptop. Tuesday is done. The board cycle next week is already prepped.
Total Tuesday time on the close: under 10 minutes. Same Tuesday last quarter, before Well: 4 hours.
Four layers. One close.
Enterprise close tools own Layer 4 but skip 1-3. SMB tools do layers 1-3 but have no close. Well does all four, on one data model.
Surface what still needs human judgement. Push it to the right person. Audit-trail every decision.
- Push surface (next actions, not inboxes)
- Routing by uploader, cost center, role
- Audit trail across team members
- Close-status ring
Pull every invoice and receipt from every channel. No manipulation.
- Email (Gmail, Outlook, IMAP)
- Chat (iMessage, WhatsApp, Slack)
- API (86+ connectors)
- Chrome extension (no-API providers)
Match every receipt to its bank line. Tag the payer, the payment method, the cost center.
- 11,000 banks across the EU and US
- Cart-number matching for known providers
- Payment method auto-detection
- Uploader auto-tagging in team workspaces
Pre-fill the journal entry from the user's own history. Conform to the framework.
- IFRS, US GAAP, French GAAP, Spanish GAAP
- Learns from your historical journals
- Magic button for journal creation
- Improves with every correction
Receipts find their way in.
The strongest single source.
- Gmail, Outlook, IMAP.
- The system reads the inbox and files invoices as they arrive.
Chat
iMessage, WhatsApp, Slack.
- Drop a photo in any chat.
- The system tags it to the uploader.
API and Chrome extension
86+ connectors. No-API providers covered.
- Connectors pull invoices the moment they are issued.
- Chrome extension scrapes supplier portals. Runs while you sleep.
11,000
banks. EU and US.
The bank is the input signal. A charge from Slack on the 5th is the trigger to look for a Slack invoice. Without bank coverage, every missing invoice is a guess.
| EU | US | Both | |
|---|---|---|---|
| Well | ● | ● | Yes |
| Digits | — | ● | US only |
| Puzzle | — | ● | US only |
| Pennylane | ● | — | FR only |
| Bench | — | ● | US only |
Tier 1 banks. Neo-banks. Regional credit unions. Business-only banks. Qonto, Mercury, Brex, Ramp, BNP, Société Générale, Chase, Wells Fargo.
Without Well
- Forward the email
- Open the bank export
- Find the matching line
- Open the receipt
- Click match
- Open the chart of accounts
- Pick a category
- Save — 2 to 5 minutes per receipt
With Well
- Email arrives in Gmail
- System reads the receipt
- System pulls the bank line
- System matches the two
- System tags the payer
- System tags the cost center
- System pre-fills the entry
- You review or move on — 0 to 15 seconds
“We see a Slack charge on the 5th. We pull the Slack invoice. We match them. We tag it as SaaS, Engineering, Recurring. You review.”
Categories that learn your business.
Frameworks covered
Pick once. The system respects the framework.
- IFRS
- US GAAP
- French GAAP
- Spanish GAAP
Learns your history
Categorization improves with every correction.
- By the third close, you are correcting almost nothing.
- Learning is workspace-scoped.
Magic button
One click turns lines into a journal entry.
- Ready for the accountant.
- Or post it directly.
Solo mode
- One inbox
- One approval queue
- Push surface routes to you
- Accountant export monthly
Team mode
- Push routing by role
- Operator drops a receipt
- Bookkeeper categorizes
- Linsay approves journal
- Audit trail across all actions
- Permissions per role
Behind on the year? Catch up by Friday.
Well backfills bank data and reconciles retroactively. Hundreds of transactions become a one-pass operation. Tax-ready books, in days.
For volume that breaks other tools.
Per-order matching
Not just the daily payout.
- Reconciles thousands of small Shopify orders against income.
Invoice generation
Compatible with Shopify and BigCommerce.
- Generates customer invoices for the AR side of the books.
Returns and refunds
Handles negative-amount transactions.
- The transactions that wreck most reconciliation tools.
Frequently asked.
Well sits alongside your accounting tool or replaces it depending on your stage. Solo founders use Well as their bookkeeping system of record. Scaling teams keep their existing journal tool and use Well for capture, reconciliation, and the close workflow. The Magic Button generates accountant-ready exports for either path.
11,000 banks across the EU and US. Tier 1 banks (Chase, BNP, Barclays), neo-banks (Mercury, Brex, Ramp, Qonto, Shine), regional credit unions, and business-only banks. If your bank is not listed, the team adds new connectors weekly.
IFRS, US GAAP, French GAAP, and Spanish GAAP today. The categorizer respects the framework you pick. Additional frameworks roll out with each new geography.
Every correction you make becomes training signal for the next month. By the third close, the system suggests the right category for almost every line. The learning is workspace-scoped.
Yes. Add your accountant as a member of the workspace with read-only or approver permissions. The audit trail tracks every action. Exports are accountant-ready in your framework.
Well backfills historical bank data and reconciles retroactively. Hundreds of transactions become a one-pass operation. Most users go from behind to current in under a week.
Yes. Well reconciles per order, not just per settlement. Thousands of small Shopify or Amazon orders match against the bank, the fees, the refunds, and the COGS.
Bank connections use read-only OAuth via regulated aggregators. Data is encrypted at rest and in transit. Workspace permissions are scoped per role. Audit trail tracks every action.
11,000
Banks across EU and US
86+
Connectors
4
Accounting frameworks
Close your books. Every month. Automatically.
Connect your first bank in 90 seconds. Receipts arrive. Bank lines reconcile. Categories learn. The close ring fills. Free to try. No credit card.