Connect Chime to Well
Connect Chime through Plaid and Well reads your accounts, balances, and transactions, ready to categorise, reconcile against your invoices, and query in conversation.
What Well pulls from Chime
Chime feeds your accounts, balances, and transactions into Well through Plaid as a US bank connection. It is read-only; disconnect at any time from your workspace settings to revoke Chime’s access.
| From Chime | In Well | Relation | |
|---|---|---|---|
| Account | Workspace account | Syncs as | |
| Transaction | Bank transaction | Imports as | |
| Balance | Cash position | Updates |
- Sync mode
- incremental polling
- Refresh
- scheduled
- Direction
- Chime → Well
Chime bank details
- ACH routing numbers
- 031101279103100195103113357
- Institution type
- Bank
- Region
- United States
What Well reads through Plaid
- accounts
- balances
- transactions
What Well does with your Chime connection
Connect
Connect Chime over Plaid: you authenticate with Chime through Plaid's secure connection, so your bank login never reaches Well; Well holds only a read-only connection it cannot use to move money.
Sync
Well brings account, transaction, and balance in from Chime on a recurring poll that fetches only what changed since the last read. The first sync backfills history in the background and the connection stays live after.
Enrich
Well resolves each Chime entity into workspace account, bank transaction, and cash position, assigns categories, and links every record to an audit trail across the rest of your connected tools.
Available
Your data from Chime lands in the workspace as workspace account, bank transaction, and cash position you can search, chart, and automate.
Questions Chime unlocks
Ask in plain language. Well answers from your connected Chime connection, resolved against the rest of your stack.
Ask anything about your Chime connection
Ask about your Chime connection…
36 agent skills run on Chime.
Each one answers a question from live Chime data. The required ones return nothing until a source like it is connected.
Needs a source like Chime
Runway
Know how many months of cash you have at your current burn, with both sides of the division shown.
Runway Stress Test
See how long your cash lasts if a customer pays late, leaves, or you hire.
Cash position
Know how much cash you hold right now, with the accounts counted and the ones left out both stated.
Cost structure
See a company's or household's spend by category, supplier and trend; not for savings: use Subscription spend.
Money leak finder
Find the double charges and price rises in your bank debits, each with the dates and amounts your bank shows.
Secure Payroll
Know if payroll is safe, and which vendor bills to push if it is not.
Payment and invoice lookup
Find what payment settled an invoice, or catch every payment that never got one.
Burn rate
Know what you spend in an average month over a window you can see, with the months that carried no spend counted.
Cash forecast
See the settled month-end cash series and where the line goes from the last complete month.
Cash flow bridge
See how the month moved from opening cash to closing cash, with whatever does not reconcile named as its own step.
Missing supplier invoices
See which suppliers owe you paperwork, in each of your files, for a month, a quarter or this week.
Assign missing invoices
Put a name on every settled expense that still has no invoice.
Missing invoice sweep
Walk the whole month-end sweep in one prompt.
Close the books
Drive the month-end close from open to sent to your accounting tool.
Accounting review
Work through your open accounting items by category.
Categorize your suppliers
Close the category gaps behind your spend before you close a month.
Board pack
The board numbers in one pass, each with its scope and its window stated.
Optimize Supplier Prices
See what you paid a supplier, how its price moved, and get the negotiation email drafted.
Subscription spend
See what each scheduled supplier costs a month and a year, how it moved, and where your workspaces can save.
Subscription actions
Act on a subscription you name or pick by number from a list: cancel, renegotiate or contest a double debit.
Personal spending
See what you spent on one category, such as groceries, this month and how that compares to a usual month.
Unposted and blocked
See what in a month has not reached the ledger, and which pile each item sits in.
Check bank and books
Compare your bank with your books, list the gaps, and re-run what missed rows.
Answers better with Chime
FX exposure
See how much of your cash and receivables sit outside your reporting currency.
Missing receipts
Find the bills with no paperwork attached, before an auditor does.
Invoice fetching agents
See exactly which agents would run, before any of them does.
Convert currencies
Turn mixed currencies into one number you can actually audit.
Compose a board
The measures you name, arranged on one board that stores the question rather than the answer.
Call and claim
Claim a refund or a compensation with the evidence in hand, and know what to say when you call.
Money back
Find money owed back to you: refunds, credit notes, VAT credits, double debits, then unpaid customer invoices.
Employer cost
Read a month of payslips, or each of several months, and state, per person, gross pay plus the employee deductions and the employer charges the payslip printed, then list the payroll related bills paid from the bank that no payslip carries.
Check contractor status
For each supplier that looks like a freelancer, read the purchase invoices, the payment rail and any contract Well holds, and state the facts a requalification question turns on, next to the papers your country expects you to keep.
Uses Chime when it is there
Connects and checks Chime
Connect Chime in three steps
- 01
Connect Chime through Plaid
From Well's Connections panel, search for Chime and click Connect. Well opens Plaid's secure flow, where you authenticate on Chime's side. Your Chime login never reaches Well, and Well receives a read-only connection. No credentials are stored in Well.
- AuthPlaid
- Accessread-only
- RegionUnited States
- 02
Map your entities
Well imports your Chime accounts, balances, and transactions and brings each one into your workspace using the canonical mappings defined in Well's data-views layer. The first sync backfills the history Chime makes available.
- Mappingpreconfigured by Well
- 03
Use the data
Use the data: ask questions in conversation, build records tables, categorise transactions, and reconcile them against your invoices. Chime is read-only in Well, so nothing here can move money or change your account.
- First syncstarts as soon as connect completes
The Plaid handshake typically completes in about a minute. Well then pulls new transactions on a recurring poll; the first backfill runs in the background.
How Chime stays secure with Well
Well connects to Chime through Plaid, the bank-aggregation layer. You authenticate on Chime's side; Well receives a read-only connection and never sees your bank login. Well can read your accounts, balances, and transactions, but cannot move money, initiate a payment, or change anything at Chime. Disconnect any time from Well or your Plaid dashboard.
- granted
Read Chime records
The accounts, balances, and transactions Chime shares through Plaid, scoped by your authorisation.
- granted
Resolve account, transaction, and balance across your stack
Match identifiers in Chime against the same entities your other connected tools expose, so each record carries cross-tool context.
- refused
Modify or delete Chime records
Not granted; Chime is read-only in Well. Write-back is opt-in per connector when a write surface exists.
- refused
Store Chime passwords or session cookies
Authentication runs through Plaid tokens we never see.
Frequently asked questions about Chime and Well
How do I connect Chime to Well, and how long does it take?
From Well, open Connections, find Chime, and click Connect. Well links Chime through Plaid: you authenticate on Chime's side in Plaid's secure flow, and Well receives a read-only connection. Your Chime login never reaches Well. The handshake takes about a minute, and Well starts importing accounts, balances, and transactions right after.
What does Well pull into the workspace from Chime?
Well brings in account, transaction, and balance from Chime and reshapes each entity into your workspace: account becomes workspace account; transaction becomes bank transaction. Every record arrives with the source identifier preserved, so Chime stays the source of truth while Well lets you query the data alongside the rest of your stack.
What does Chime unlock once it is connected to Well?
Once Chime is connected, every record it exposes is queryable from conversation, filterable in records tables, and available to your agents through your workspace. The data stays linked to its Chime source, so you can always trace a workspace record back to the original.
What happens when Chime updates an account that Well already pulled in?
Well watches for updates to accounts and applies them on the next sync, preserving the original workspace identifier so anything downstream (records tables, conversation history, agent runs) keeps pointing at the right workspace account. Edits flow in incrementally; nothing is duplicated, and the Chime source identifier is retained on every revision.
How often does Chime sync with Well, and what triggers a refresh?
Well polls Chime regularly for account, transaction, and balance. The first connect pulls the historical window your account allows; subsequent reads only fetch what changed since the last sync, so the load on Chime's side stays modest.
Can I disconnect Chime and what happens to the data Well already pulled?
Open Connections > Chime in Well and click Disconnect. Well drops the Plaid connection immediately and stops reading from Chime; you can also revoke Well from your Plaid dashboard. The account, transaction, and balance Well already imported stay in your workspace by default; ask Support to purge them if your compliance flow requires it.
What is Chime's routing number?
Chime's ACH routing numbers are 031101279, 103100195, and 103113357. You never enter it by hand in Well, the connection runs through Plaid where you authenticate on Chime's side, and the routing number is shown here as a reference.
Which region does Chime cover in Well?
Chime is a US institution, connected through Plaid. Well reads its accounts, balances, and transactions as a read-only feed and never moves money or changes anything at Chime.
Pairs well with Chime
Popular cross-category
Ready to connect Chime?
Connect once. Every account, transaction, balance from Chime becomes searchable, queryable, and ready for your agents and tables. Disconnect any time.